Glasgow-based · Since 2010

Your business doesn't have to go under.

We've helped hundreds of directors and business owners find a way through financial pressure — from mounting debt to HMRC demands. Confidential. Fast. Honest.

100% Confidential
Same-day response
20+ years experience
Professional team meeting
150+
Active clients managed
Accounting·Business Recovery·Tax Planning·Payroll·Advisory·HMRC Disputes·Debt Restructuring·Cloud Accounting·Company Formation·Self Assessment· Accounting·Business Recovery·Tax Planning·Payroll·Advisory·HMRC Disputes·Debt Restructuring·Cloud Accounting·Company Formation·Self Assessment·
Sound familiar?

HMRC breathing down your neck? Debt piling up? Directors losing sleep?

Most business owners in financial difficulty wait too long to get help. The earlier you act, the more options you have. In many cases, debts can be legally written off and the business saved entirely — but only if you move quickly.

Talk to Us Today — It's Free
20+
Years helping businesses
out of financial difficulty
150+
Payroll clients currently
managed by our team
£0
Cost for your first
consultation with us
How it works

Four steps to getting your business back on track

1

Free call

Contact us for a no-obligation, completely confidential conversation about your situation.

2

We assess

We review your position honestly — debts, obligations, cash flow, and all available options.

3

We plan

We build a tailored strategy — whether that's restructuring, negotiating, or starting fresh.

4

We act

Our team handles everything, guiding you through the process step by step.

What We Do

Everything your
business needs.

All Services
01

Accounting

Annual accounts, management reporting, bookkeeping, and cloud accounting for every size of business.

02

Advisory

Strategic business advice, financial planning, banking & finance support, and forensic accounting.

03

Business Recovery

Confidential debt advice, restructuring, and turnaround strategies for companies in financial distress.

04

Payroll

Fully managed payroll for 1 to 1,000+ employees. BACS-approved, auto-enrolment, and full outsourcing.

05

Tax

Personal and corporate tax, HMRC enquiries, VAT compliance, and tailored tax planning to keep more of what you earn.

Glasgow HQ

153 Queen Street
First Floor Front
Glasgow, G1 3BJ

Make an Enquiry
Why choose us

The accountants who actually pick up the phone

We're not a faceless national firm. We're a tight-knit Glasgow team who know our clients by name, answer quickly, and give advice that's actually useful in the real world.

Meet the Team
Total confidentiality, always
Every conversation is completely private. We never disclose client details, circumstances, or enquiries.
Fast, honest answers
No jargon, no delay. We tell you what's actually possible and what you should do next — quickly.
A team that knows your name
You'll deal with the same people every time. We invest in long-term relationships, not one-off transactions.
From the founder

"In many cases, business owners come to us convinced it's over. More often than not, it isn't. There are always options — the key is getting proper advice before the window closes."

— Chris Calder, Founder & Director

About Chris
20+
Years of combined accounting & recovery expertise
150+
Payroll clients actively managed every month
ACCA qualified
Multiple qualified professionals on the team
Business recovery meeting
Immediate, confidential advice available now
Business Recovery

Drowning in debt? There's a legal way out.

Most people don't know that in many situations, company debts can be completely written off and the business — or its trade — can continue. It's not a loophole. It's the law, used correctly.

Restructure or close your company cleanly and legally
Protect yourself from personal liability where possible
Deal with HMRC arrears without losing the business
Start fresh with zero debt on the same trade
Read About Business Recovery
Free & Confidential

Still thinking about it? Don't wait.
The sooner you call, the more we can do.

What We Offer

Services

From day-to-day accounting to emergency business recovery — our specialists handle it all. Click any service to see the detail.

Service 01
Accounting

We handle all aspects of accounting and compliance — not just ticking boxes, but providing genuine insight into your numbers so you can make better decisions. We're viewed by many clients as a trusted long-term business partner, from start-up through growth and beyond.

Annual statutory accounts
Management accounts
Cloud accounting & bookkeeping
Benchmarking & KPI analysis
Cashflow & profit projections
Strategic planning for growth
Service 02
Advisory

Strategic business advice for every stage of your company's journey. Whether you're planning for growth, navigating a difficult period, or considering an exit — we provide practical, honest guidance tailored to your situation.

Banking & finance
Business improvement
Financial planning
Forensic accounting
Succession planning
M&A advisory
Service 03
Business Recovery

Immediate, confidential advice for directors facing financial distress. We explore every option before recommending a path forward. In many cases, debts can be legally written off and the business — or its trade — can continue.

Confidential debt advice
Company restructuring
Creditor negotiations
CVAs & administration
HMRC time-to-pay deals
Company closure advice
Service 04
Payroll

We run payroll for over 150 clients, including full outsourcing of weekly payrolls. Secure, BACS-approved, and always compliant with the latest legislation — so you never have to think about it.

Monthly & weekly payroll
RTI submissions
Auto-enrolment pensions
BACS payments
P60s & P11Ds
Overseas payrolls
Service 05
Tax

The UK has one of the most complex tax systems in the world. Our tax specialists know it inside out — and tailor their advice to your specific circumstances, whether you're an individual, a director, an SME, or a multinational.

Corporation tax
Personal self-assessment
VAT returns & compliance
HMRC enquiry defence
Capital gains tax
Directors' remuneration

Not sure which service you need? Just ask us.

Service 01

Accounting & Compliance

Let us take the financial admin off your plate so you can focus on what you do best.

More than just the numbers

Our team have years of experience across all aspects of accounting and compliance. We don't just crunch the numbers and file returns — we take the time to understand your business and use that insight to provide practical advice that genuinely helps you grow.

We ensure you're always fully compliant with HMRC, meet every filing obligation, and stay ahead of legislative changes. We partner with leading cloud accounting providers to give you real-time visibility of your finances, from anywhere.

A trusted long-term partner

Many of our clients have been with us since the very start of their business — and we've guided them through every stage. From seed-stage start-ups to established SMEs, we bring the same level of care and expertise to every relationship.

Annual Statutory Accounts

We prepare and file your annual accounts on time, while giving you a clear picture of what the numbers mean for your business.

Management Reporting

Regular, easy-to-understand reports that surface the data that matters — allowing you to make faster, better-informed decisions.

Benchmarking & KPIs

We compare your performance against sector peers, helping you identify strengths and areas for improvement.

Outsourced Bookkeeping

We handle all your bookkeeping using cloud-based software, giving you access to live accounts anytime, from anywhere.

Enquire About Accounting

Ready to get started?

Free consultation, no obligation.

Contact Us
Service 02

Advisory

Business advice that's built around you and your goals — not a generic template.

Strategic support at every stage

Every business reaches inflection points — seeking funding, planning acquisitions, dealing with disputes, or thinking about an exit. Our advisory team combines deep financial expertise with real commercial experience. We don't deal in vague recommendations — we help you understand your options and act.

Banking & Finance

Whether you're growing, investing in new tech, boosting cash flow, or reviewing existing borrowings — our banking and finance team help you navigate a complex marketplace and secure the best deal.

We help you explore refinancing existing borrowings to obtain more favourable terms on commercial mortgages, business loans, overdrafts, invoice finance, asset finance, and more. We also assist with business plans and forecasts to support funding requests, and can identify grant opportunities.

Commercial mortgages
Business loans & overdrafts
Invoice & asset finance
Tax funding plans
Foreign exchange
Grant identification
Business Improvement

Business improvement strategies can structure future growth, accelerate an already thriving company, or help an underperforming business refocus. We've helped loss-making companies return to profitability and advised high-performing businesses on how to go further.

Growth & scaling strategy
Succession planning
Transformation & diversification
Restructuring & turnaround
Stakeholder exit strategies
MBO / MBI advisory
Financial Planning

Our financial planning team take a personal, straightforward, flexible and far-sighted approach. Whether you're an individual managing personal wealth or a business at any stage of its lifecycle, they design the most appropriate planning options for your specific situation.

Wealth management
Pensions & retirement
IHT mitigation
Investments
Directors' pensions
Shareholder protection
Forensic Accounting

Our forensic accounting team are highly experienced in dealing with a wide variety of legal claims — civil, criminal, corporate, or personal. We provide cost-effective, independent analysis and advice, whether you're facing or commissioning a financial, fraud, or regulatory investigation.

We also value businesses and shares in non-dispute contexts — for tax planning, shareholder agreements, and other commercial purposes.

Legal dispute support
Fraud investigation
Business valuations
Share valuations
Regulatory investigations
Expert witness reports
Business Recovery

When financial difficulties arise, our advisory team works alongside our recovery specialists to find the best route forward. We consider every option before recommending a path — always prioritising the survival and long-term health of your business.

Confidential assessment
Creditor negotiations
Restructuring advice
CVA & administration
Director liability advice
Turnaround planning
View full recovery service →
Speak to an Advisor

Not sure what you need?

Tell us your situation and we'll point you in the right direction.

Get in Touch
Service 03

Business Recovery

Immediate, confidential advice. Your business may be more saveable than you think.

You have more options than you know

Most directors we speak to believe they've run out of road. In most cases, they haven't. There are always options — and the earlier you take advice, the more of those options remain available.

We work with businesses of all sizes, from one-person operations to companies with hundreds of employees. Our first priority is always survival. If the business can be saved, we'll find a way to save it.

A legal fresh start

In many situations, company debts can be legally written off entirely and the business — or its trade — can continue in a new entity. This isn't a grey area. It's a legitimate legal process that we've guided many clients through successfully.

We'll walk you through exactly how it works, what's possible in your situation, and what the process involves — clearly and honestly, with no jargon and no pressure.

Get Urgent Help Now All enquiries 100% confidential

Need urgent help?

Call us now — same-day response guaranteed.

Call 0141 286 3129
Service 04

Payroll

Running a business is hard enough. Payroll shouldn't add to the burden.

We handle the complexity

Payroll legislation changes constantly — keeping up with it consumes time you don't have. We take it completely off your hands, running payroll for over 150 clients including full outsourcing of weekly payrolls for businesses across the UK.

Our service is BACS-approved and fully compliant, covering everything from basic monthly runs to complex multi-site, multi-rate payrolls for large teams. Switching to us is seamless — we manage the whole transition.

Full auto-enrolment support

Pension auto-enrolment is a legal requirement — and the rules keep changing. We manage the full process on your behalf, from staging date preparation through to ongoing management, so you're always compliant.

We also manage payrolls for overseas clients with a UK entity or branch, helping them understand and meet UK legal requirements without needing to build internal expertise.

Get a Payroll Quote

Switch your payroll to us

Seamless transition, managed end to end by our team.

Contact Us
Service 05

Tax

Stop overpaying. The UK tax system is complicated — we make it work for you.

Tax advice that actually saves money

Whether you're taking your business to the next level or building personal wealth, tax is often the biggest drag on your progress. Our specialist team focuses on reducing that drag — legally and sustainably.

We advise individuals, families, sole traders, SMEs, and multinationals. Whatever your situation, we tailor our service precisely to what you need. No cookie-cutter solutions.

HMRC on your case?

HMRC enquiries can be stressful and time-consuming. Our team handles them on your behalf — managing correspondence, attending meetings, and negotiating where appropriate. We know how HMRC operates, and we know how to get the best outcome for our clients.

Discuss Your Tax Position

Reduce your tax bill

Talk to our specialists and find out what you could be saving.

Get in Touch
The People

Our Team

Five specialists who genuinely care about the success of every client they work with.

Who We Are

A tight-knit team built on trust and expertise

Founded in Glasgow in 2010, we've grown by doing good work and earning long-term client relationships. We're not a revolving door of juniors — you'll work with the same experienced people every time.

2010
Year the firm was founded in Glasgow
150+
Payroll clients managed every month
ACCA
Qualified professionals on the team
5
Dedicated team members
Chris Calder
Chris Calder
Founder & Director

Chris graduated from the University of Glasgow in 2000 and joined KPMG to complete his professional tax qualification. Before founding Calder C&C in 2010, he gained broad experience with an independent Scottish practice and an investment bank. Under his leadership, the firm has grown steadily around a core of strong general practice services and an owner-focused tax specialism.

Founder · Tax Specialist · 20+ Years
Lauren
Lauren
Director & Shareholder

Lauren joined the firm straight from university in 2014, qualified ACCA in 2018, and became a director and shareholder in 2019. She leads the compliance team and plays a central role in business development and client advisory.

ACCA · Director since 2019
Anne-Marie
Anne-Marie
Payroll Manager

Anne-Marie joined the team in 2016 and manages payroll for over 150 clients — including outsourced weekly payrolls. She covers all aspects including pensions and auto-enrolment, and brings years of experience from both private and practice settings.

Payroll · Pensions · Auto-enrolment
Bilal
Bilal
Qualified Accountant (ACCA)

Bilal is ACCA qualified with 3+ years at the firm. He handles client enquiries, VAT returns, annual accounts, cash flow statements, and business plans. Previously at PWC Lahore. Fluent in English, Urdu & Punjabi.

ACCA · VAT · Accounts
Abbie
Abbie
Junior Accountant & Administrator

Abbie holds an Accounting degree and is an ACCA Accelerate and CIMA student. She handles VAT/PAYE registrations and company administration while building hands-on experience in VAT returns and payroll.

ACCA Student · CIMA Student

Want to work with our team? Let's talk.

Get In Touch

Contact Us

All enquiries are completely confidential. The first consultation is always free.

Let's start a conversation

Whether you're dealing with financial pressure or just need reliable accounting support, we're here. Fill in the form and we'll respond within one working day.

Address
153 Queen Street, First Floor Front
Glasgow, G1 3BJ
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We'll be in touch within one working day. All enquiries are completely confidential.